{"id":2248,"date":"2005-09-21T00:39:00","date_gmt":"2005-09-21T00:39:00","guid":{"rendered":"http:\/\/www.flubu.com\/blog\/2005\/09\/21\/an-exercise-in-pain\/"},"modified":"2005-09-21T00:39:00","modified_gmt":"2005-09-21T00:39:00","slug":"an-exercise-in-pain","status":"publish","type":"post","link":"https:\/\/www.flubu.com\/blog\/2005\/09\/21\/an-exercise-in-pain\/","title":{"rendered":"An exercise in pain"},"content":{"rendered":"<p>I think getting a mortgage is going to be even more fun than I thought. From talking to a few people at work, a mortgage advisor suggested by my estate agent and the mortgage department of Natwest, it seems that nobody is really sure what the criteria are for me to apply&#8230; Getting a 100% mortgage is difficult, getting a mortgage when you&apos;re a foreigner is difficult. Getting a 100% mortgage when you&apos;re a foreigner who doesn&apos;t pay UK income tax and whose partner is a UK resident is&#8230; possibly impossible.<\/p>\n<p>Seriously, I don&apos;t fit the nice pigeonholes, so people don&apos;t know what to do with me. Natwest tells me they can give me an 80% mortgage (if I pony up 20% of 165K!!!) but I also need to have more than a 3 year work permit. But since Katy will also be on the load, that muddles the issue. They want to know what my gross annual salary is, but that&apos;s also meaningless as I don&apos;t pay UK tax!!! <\/p>\n<p>Urgh. It should come down to the fact that we can afford the loan we want. You&apos;d think it would be simple. NOT!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I think getting a mortgage is going to be even more fun than I thought. From talking to a few people at work, a mortgage advisor suggested by my estate agent and the mortgage department of Natwest, it seems that nobody is really sure what the criteria are for me to apply&#8230; Getting a 100%&#8230;<\/p>\n<p class=\"more-link-wrap\"><a href=\"https:\/\/www.flubu.com\/blog\/2005\/09\/21\/an-exercise-in-pain\/\" class=\"more-link\">Read More<span class=\"screen-reader-text\"> &ldquo;An exercise in pain&rdquo;<\/span> &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[43,51],"class_list":["post-2248","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-house","tag-money"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p3u9vK-Ag","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.flubu.com\/blog\/wp-json\/wp\/v2\/posts\/2248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.flubu.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.flubu.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.flubu.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.flubu.com\/blog\/wp-json\/wp\/v2\/comments?post=2248"}],"version-history":[{"count":0,"href":"https:\/\/www.flubu.com\/blog\/wp-json\/wp\/v2\/posts\/2248\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.flubu.com\/blog\/wp-json\/wp\/v2\/media?parent=2248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.flubu.com\/blog\/wp-json\/wp\/v2\/categories?post=2248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.flubu.com\/blog\/wp-json\/wp\/v2\/tags?post=2248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}