I have just been cold-called for a mortgage offer.
In October 2005, before deciding to move to Hinxton, Katy and I called a few places to see what our chances of getting a mortgage were. This was in the era where people were giving money away hand over fist. We were told at the time that our prospects were not suitable (mostly because of my work visa shit). At the time, I had over 2 years left on my visa, but that was still not enough to satisfy the bankers.
Today, there are less than 6 months on my visa (now granted, it's going to be renewed without contest as soon as I get my passport renewed, but they don't know that) but apparently, my “circumstances” have changed enough that the mortgage company that called me at the office is really interested in offering me a free, no-risk mortgage consultation. They were reaaaaaaaaaaaaaaaaaaaalllllly interested. As in, almost begging.
The fact that the housing market is close to a meltdown has nothing to do with this.
Of course not.
You cynical people.
